If a credit card company allows cardholders to reopen closed accounts, it may consider it if your card was closed for the first two reasons listed above. If it closed your card because you didn’t pay it on time or have struggled with debt, they’re unlikely to allow you to reopen it.
How do I reopen a credit card account?
The first step towards reopening a credit card account is finding out why it was closed. If your issuer closed the card, you may be able to reopen your account by discussing it with your issuer. They may have closed your account for several different reasons.
Can a credit card account be closed?
There are many reasons why a credit card account could be closed—from inactivity to fraudulent activity to over-limit as well as for personal reasons. Should you need to reopen your account, you may be able to do so by discussing it with your card issuer.
